Paytm

Bank to bank money transfer via BHIM UPI

● Send & receive money from any phone number or bank account directly in your bank account. Wallet KYC is not at all mandatory for using UPI Payments.

● Check account balance, add beneficiaries & manage multiple bank accounts- State Bank of India (SBI), HDFC Bank, ICICI Bank & other banks in India which support BHIM UPI.

UPI ID

● UPI ID is a unique ID used to make UPI payments instead of adding bank account details.

UPI PIN

● UPI PIN is a 4 or 6 digit number which must be set while creating your UPI ID. For all your UPI payments, UPI PIN is necessary.

Mobile & DTH recharge

● Find latest prepaid recharge plans & best offers on Jio recharge, Airtel recharge, Vodafone Idea (Vi) recharge, BSNL recharge etc. Also recharge data cards with Paytm.

● Recharge your DTH connections - Tata Play, Sun Direct, Airtel DTH, Dish TV, Videocon d2h & get cashback offers.

Buy & Manage Fastag (फास्टैग)

● Buy & recharge FASTag for any vehicle at minimum documentation using your Paytm Wallet.

Utilities Bill Payments - Electricity, Water, Gas, Broadband, Landline

● Make electricity bill payments across 60+ providers including - BESCOM, PSPCL, BSES, MSEB, UPPCL, TSSPDCL etc.

● Gas Cylinder Booking - Now you can book cooking gas cylinders from HP Gas, Indane Gas and Bharat Gas from Paytm

● Gas Bill Payment - Pay gas bills for piped gas connection for 20+ gas companies including Adani, GAIL, Indraprasth & more

● Make water bill payment, Gas bill payment, Credit card bill payment & Landline bill payment (Airtel, BSNL, MTNL, Reliance), Broadband, insurance premiums, E-Challan, Loan, Fee payment, Municipal etc.

● Paytm reminds you about the due bills. You can also set up auto payments.

Safe, Secure & Contactless Payments at Offline Stores

● Easily Pay using UPI Payments, Mobile Number or by scanning QR code at nearby Kirana stores, pharmacies, restaurants, petrol pumps, retail stores etc.

Pay at Online Stores

● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps.

Buy & Sell Digital Gold

● Buy, Sell & Gift pure 24K Gold (NABL Certified & BIS accredited) at live market rates, stored in 100% insured lockers at no hidden cost.

Check Free Credit Score

●Check free credit score, get credit reports across all banks’ loans & credit cards

Apply for Paytm Postpaid

● Apply for Paytm Postpaid, buy now & pay later with a credit limit of up to ₹1,00,000/-

Get Personal loans

Get Loan amount starting from 10K to 25 lacs

Repay loan within 3-60 months

Annual percentage rate (APR) (per annum monthly reducing): 10.5- 35%

Loan Processing fee: 0- 6%

Example:

Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure: 18

Loan processing fee: Rs.4250

Stamp duty charges: NIL

EMI per month: Rs.6621

Total interest: Rs.19178

Disbursal amount: Rs.94785

Amount Payable: Rs.119186

Book Hotels & Tickets for Trains, Bus, Flights

● Book domestic & international flight tickets. Check schedules, duration & the best offers.

● Book online bus tickets for UPSRTC, GSRTC, HRTC, MSRTC & 2K+ other bus operators. Check seat availability & real-time updates.

● IRCTC train ticket booking & cancellation using the Paytm app. Check railway timetable, PNR status & real-time train running status.